TPA or Carrier
Replace your QuickBooks stack, commission spreadsheets, and HSA card program with one connected platform.
A Health Logistics Group Company
Healthcare payments pass through a lot of systems. None of them talk to each other.
Employers fund benefits. TPAs administer them. Brokers earn on them. Providers get paid from them. Members spend through them. PayGate Logistics is the only platform built for every transaction, every party, in one connected infrastructure.
HealthOne HSA
One Card. Twice the Impact.
Our industry-leading all-in-one HSA and Medical Insurance Card used by Employees all over the United States.
2023
Founded
70+
Support team
1M+
Cardholder reach
6
Core products
What PayGate Delivers
Where do we fit for you?
No single competitor covers billing automation, commission calculation, HSA card, provider payments, and member portal together. WEX does HSA cards but not TPA billing. QuickBooks does billing but knows nothing about healthcare. PayGate does all of it.
Healthcare Provider
Get paid when the claim is adjudicated, not three months later.
Employer or HR
One HSA card. One portal. Better employee experience.
Member
Your HSA in your control with the HealthOne App.
Why PayGate
Healthcare payments veterans, not generic fintech.
Founded in 2023 by leaders with decades at Bank of America Merchant Services, TSYS, Visa, and First Data. The team that built the merchant-services and card-issuing infrastructure for major banks is now building it for healthcare.
- Co-founded by former Bank of America Merchant Services SMB lead and TSYS division president
- Live billing platform with multiple TPAs
- HealthOne card launched and in market
- Real-time provider payments live at clinical locations
- 70+ support employees
- Backed by the Discover® Network
Interactive tool
Cost of manual billing — by the numbers.
Enter four inputs from your environment. We'll show the hours, dollars, and cash-flow days you recover when PayGate replaces the QuickBooks + spreadsheet stack. No form gate, no email required.
- Updates live as you type
- Tied to real-world automation rate
- Free 30-min audit if you want a tailored number
ROI Calculator
TPA Billing Automation Savings
Estimate the staff time, dollars, and cash-flow days you recover when PayGate replaces QuickBooks and spreadsheets. Numbers update live.
Estimated annual impact
Monthly staff hours saved
72 hrs
Based on the 90% automation rate we see across live TPA deployments.
Annual cost savings
$30,240
Recovered billing-staff capacity, valued at your hourly cost × 12 months.
Cash-flow improvement
12 days faster
Real-time provider payments settle in ~2 days vs. your current batch cycle.
Real numbers from your environment. Not a demo.
Portal logins
Cardholders, providers, employers, TPAs — start here.
Four portals, one click. Each opens in a new tab — your session stays here.
Cardholder Login
HealthOne HSA cardholders — check balance, transactions, statements.
OpenClinic / Hospital
Healthcare providers — receive real-time settlements, reporting.
OpenEmployer Dashboard
Manage HSA program, billing, employee enrollment.
OpenTPA / Carriers
Billing automation, commission calculation, employer invoicing.
OpenFAQ
Common questions from TPAs, providers, and HR.
Don't see yours? Reach the team directly.
Ask our team Ready to talk
Bring us your stack. We'll show you the math.
30 minutes. Real numbers. No slideware. We'll walk through your current billing, commission, and card workflows and quantify what moving to PayGate looks like.