Premium calculation
Per-tier, per-class, per-coverage calculation that handles mid-month adds, drops, and qualifying events.
Employer Invoicing
Premium billing,
on schedule.
Automated employer billing, premium calculation, payment tracking and reconciliation, and arrears management.
What's in the engine
The invoicing system QuickBooks isn't.
Automated invoice delivery
Invoices generated and delivered to employers on schedule — by email, portal, or batch file.
Payment tracking & reconciliation
Reconciliation without the monthly scramble. Incoming payments match to invoices automatically. Your team reviews exceptions instead of hunting for them.
Arrears management
Automated payment reminders, aging visibility, and escalation rules.
Audit-grade history
Every invoice, payment, adjustment, and credit traceable to user, timestamp, and reason.
Ready to talk
Bring us your group ledger.
We'll show you what the invoice run looks like on PayGate — usually inside the 30-minute audit.